[{"data":1,"prerenderedAt":174},["ShallowReactive",2],{"slug-getsafe-personalizes-insurance-digital-health":3},{"post":4,"relatedPosts":172,"relatedBooks":173},{"id":5,"date":6,"date_gmt":7,"guid":8,"modified":10,"modified_gmt":11,"slug":12,"status":13,"type":14,"link":15,"title":16,"content":18,"excerpt":21,"author":23,"featured_media":24,"comment_status":25,"ping_status":25,"sticky":26,"template":27,"format":28,"meta":29,"categories":30,"tags":32,"project_category":44,"contact_email_category":45,"yst_prominent_words":46,"class_list":60,"better_featured_image":79,"acf":116,"yoast_meta":117,"_links":119},17336,"2018-02-28T19:15:31","2018-02-28T17:15:31",{"rendered":9},"http:\u002F\u002Fmedicalfuturist.com\u002F?p=17336","2022-05-19T12:29:20","2022-05-19T10:29:20","getsafe-personalizes-insurance-digital-health","publish","post","https:\u002F\u002Fmedicalfuturist.com\u002Fgetsafe-personalizes-insurance-digital-health",{"rendered":17},"Getsafe Personalizes Insurance Through Digital Health",{"rendered":19,"protected":20},"\n\u003Ctable style=\"width: 100%; border-collapse: collapse; background-color: #eee; border-top: 4px solid #444;\" cellpadding=\"5px\">\n\u003Ctbody>\n\u003Ctr>\n\u003Ctd style=\"width: 100%;\">\n\u003Cp style=\"color: #555;font-size: 12px;line-height: 14px\">THIS ARTICLE HAS NOT BEEN UPDATED SINCE 2018. THE INFORMATION SHARED IN THE ARTICLE WAS ACCURATE AT THE TIME OF ITS PUBLICATION, BUT IT MAY BE OUT OF DATE NOW. \u003Ca href=\"https:\u002F\u002Fmedicalfuturist.com\u002Fmagazine\">BROWSE OUR LATEST ARTICLES HERE\u003C\u002Fa>\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003C\u002Ftbody>\n\u003C\u002Ftable>\n\n\n\n\u003Cp>German InsurTech venture, Getsafe, launched its digital health insurance platform. In short, it lets users personalize health coverage on their smartphones.\u003C\u002Fp>\n\n\n\n\u003C!--more-->\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Flexible life companion covering changing risks\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>Christian Wiens, CEO of \u003Ca href=\"https:\u002F\u002Fwww.hellogetsafe.com\u002Fen-de\">Getsafe\u003C\u002Fa> said in his blog post announcing the launch that it’s worth thinking of their innovation “\u003Cem>as a flexible life companion that reliably covers all the relevant – and often changing – risks in members’ lives, from birth to death\u003C\u002Fem>“.\u003C\u002Fp>\n\n\n\n\u003Cp>The digital platform is only available for the start-up’s already existing clients. It offers six insurance modules that can be personalized for each and every user to fit their lifestyles. To stay up-to-date, the company promises to modify their products every 2-3 months, which is incredibly fast compared to the rest of the industry. Moreover, Getsafe takes a proactive approach in incentivizing members to stay healthy and prevent diseases. For example, they set reminders for routine exams and help find appointments at doctors’ offices.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image\">\u003Cimg loading=\"lazy\" decoding=\"async\" width=\"870\" height=\"653\" src=\"https:\u002F\u002F1712507217.rsc.cdn77.org\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fgetsafe_insurance.png\" alt=\"health insurance\" class=\"wp-image-17337\" srcset=\"https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fgetsafe_insurance.png 870w, https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fgetsafe_insurance-768x576.png 768w, https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fgetsafe_insurance-512x384.png 512w, https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fgetsafe_insurance-333x250.png 333w\" sizes=\"auto, (max-width: 870px) 100vw, 870px\" \u002F>\u003C\u002Ffigure>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Health insurance is transforming rapidly\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>The Heidelberg-based start-up was founded in 2015 as a mobile insurance manager for over 20,000 customers and is gradually evolving into an insurance company. They launched their Fair by Design insurance model in December 2017, which adopts the Lemonade business model. To explain in a nutshell, they keep a flat 20 percent fee of a customer’s premium and set aside the remaining 80 percent to pay claims.\u003C\u002Fp>\n\n\n\n\u003Cp>Currently, the \u003Ca href=\"https:\u002F\u002Fmedicalfuturist.com\u002Ftechnologies-change-health-insurance-innovative-ventures\u002F\">health insurance scene is a dynamic setting which is transforming at a rapid speed\u003C\u002Fa>. The chance to accumulate medical data better, as well as the advancement of technologies, enable health insurance companies to move from the 100-year-old concept of reactive care to preventive medicine. As Getsafe’s example also shows, the future points to simple, fast and highly personalized insurance plans based on information from the healthcare system and data from health sensors, wearables, and trackers. Innovative solutions such as Getsafe, \u003Ca href=\"https:\u002F\u002Fwww.hioscar.com\u002F\">Oscar Health\u003C\u002Fa>, \u003Ca href=\"https:\u002F\u002Falan.eu\u002F\">Alan\u003C\u002Fa> or \u003Ca href=\"https:\u002F\u002Fcoya.com\u002Fmission\">Coya AG\u003C\u002Fa> will thrive everywhere soon!\u003C\u002Fp>\n\n\n\n\u003Ctable style=\"width: 100%; border-collapse: collapse; background-color: #eee; border-top: 4px solid #444;\" cellpadding=\"10px\">\n\u003Ctbody>\n\u003Ctr>\n\u003Ctd style=\"width: 100%;\">\n\u003Cp>\u003Cstrong>At The Medical Futurist, we are building a community for making a bold vision about the future of healthcare reality today.\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Ciframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002FFIbMejImnxs\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\">\u003C\u002Fiframe>\n\u003Cp>If you’d like to support this mission, we invite you to \u003Ca href=\"https:\u002F\u002Fwww.patreon.com\u002Fthemedicalfuturist\">join The Medical Futurist Patreon Community\u003C\u002Fa>. A community of empowered patients, future-oriented healthcare professionals, concerned health policymakers, sensible health tech developers, and enthusiastic medical students. If there were ever a time to join us, it is now. Every contribution, however big or small, powers our research and sustains our future.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.patreon.com\u002Fthemedicalfuturist\">\u003Cstrong style=\"background-color: #e71d3299; color: #000;\">Click here to support The Medical Futurist from as little as $3\u003C\u002Fstrong>\u003C\u002Fa> – it only takes a minute. Thank you.\u003C\u002Fp>\n\u003C\u002Ftd>\n\u003C\u002Ftr>\n\u003C\u002Ftbody>\n\u003C\u002Ftable>\n\u003Cp> \u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Ca href=\"https:\u002F\u002Fthemedicalfuturist.us8.list-manage.com\u002Fsubscribe?u=5b42ebb547c75ff669a6572d3&id=efd6a3cd08\">\u003Cb>Subscribe To The Medical Futurist℠ Newsletter\u003C\u002Fb>\u003C\u002Fa>\u003C\u002Fh2>\n\n\n\n\u003Cul class=\"wp-block-list\">\u003Cli>News shaping the future of healthcare\u003C\u002Fli>\u003Cli>Advice on taking charge of your health\u003C\u002Fli>\u003Cli>Reviews of the latest health technology\u003C\u002Fli>\u003C\u002Ful>\n",false,{"rendered":22,"protected":20},"\u003Cp>German InsurTech venture, Getsafe, launched its digital health insurance platform. In short, it lets users personalize health coverage on their smartphones.\u003C\u002Fp>\n",6,17341,"closed",true,"","standard",{"_acf_changed":20,"footnotes":27},[31],802,[33,34,35,36,37,38,39,40,41,42,43],828,246,829,271,275,289,313,355,425,755,756,[],[],[47,48,49,50,51,52,53,54,55,56,57,58,59],1883,1979,2987,2993,1571,3471,1593,5179,1681,1683,1721,1723,1729,[61,14,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78],"post-17336","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-digital-health-insurance","tag-future","tag-insurtech","tag-health","tag-healthcare","tag-innovation","tag-medicine","tag-personalized-medicine","tag-technology-2","tag-health-insurance","tag-insurance",{"id":24,"alt_text":80,"caption":27,"description":27,"media_type":81,"media_details":82,"post":5,"source_url":115},"health insurance","image",{"width":83,"height":84,"file":85,"sizes":86,"image_meta":112},870,629,"2018\u002F02\u002Fihealth-opener_headcase-design.jpg",{"medium":87,"large":93,"thumbnail":98,"medium_large":102,"large_old_512x370":103,"medium_old_346x250":107},{"file":88,"width":89,"height":90,"mime-type":91,"source_url":92},"ihealth-opener_headcase-design-370x208.jpg",370,208,"image\u002Fjpeg","https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fihealth-opener_headcase-design-370x208.jpg",{"file":94,"width":95,"height":96,"mime-type":91,"source_url":97},"ihealth-opener_headcase-design-768x555.jpg",768,555,"https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fihealth-opener_headcase-design-768x555.jpg",{"file":99,"width":100,"height":100,"mime-type":91,"source_url":101},"ihealth-opener_headcase-design-150x150.jpg",150,"https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fihealth-opener_headcase-design-150x150.jpg",{"file":94,"width":95,"height":96,"mime-type":91,"source_url":97},{"file":104,"width":105,"height":89,"mime-type":91,"source_url":106},"ihealth-opener_headcase-design-512x370.jpg",512,"https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fihealth-opener_headcase-design-512x370.jpg",{"file":108,"width":109,"height":110,"mime-type":91,"source_url":111},"ihealth-opener_headcase-design-346x250.jpg",346,250,"https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fihealth-opener_headcase-design-346x250.jpg",{"aperture":113,"credit":27,"camera":27,"caption":27,"created_timestamp":113,"copyright":27,"focal_length":113,"iso":113,"shutter_speed":113,"title":27,"orientation":113,"keywords":114},"0",[],"https:\u002F\u002Fcdn.medicalfuturist.com\u002Fwp-content\u002Fuploads\u002F2018\u002F02\u002Fihealth-opener_headcase-design.jpg",{"related_posts":20,"related_posts_footer":20,"cta_type":27,"cta_color":27,"subtitle":27,"related_books":20},{"yoast_wpseo_title":118,"yoast_wpseo_metadesc":27,"yoast_wpseo_canonical":15},"Getsafe Personalizes Insurance Through Digital Health - 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